Go to FxPro
Sarwa in United Arab Emirates — review, licence and costs
Score (5 of 6 axes scored)
shown, not ranked: no cost
- Reviews25%45
- Safety20%90
- Payouts15%60
- Track record10%45
- Platforms10%0
Numbered by weight: axis 1 counts for most.
Who actually onboards you
- Entity that onboards United Arab Emirates residents
- Sarwa Digital Wealth (Capital) Limited
- Local standing
- Regulated in UAE via ADGM (FSRA) and DIFC (DFSA); robo-advisor + self-directed brokerage
- Licence as the register states it
- ADGM FSRA authorized (Sarwa Digital Wealth (Capital) Ltd); also regulated in DIFC by DFSA. Not an SCA/DFM/ADX member broker
- Leverage for this entity
- No leverage/margin retail forex; cash investing and self-directed stock/ETF trading only
- The firm behind it
- UAE fintech founded 2017, headquartered in Dubai/Abu Dhabi; over US$800M AUM; bundles robo-advisory, self-directed trading, crypto and cash savings
- What we hold against it
- not verified at review
Leverage by entity
The licence belongs to the firm; a leverage figure belongs to one entity. Only the entity that onboards UAE residents enters the score.
No leverage/margin retail forex; cash investing and self-directed stock/ETF trading only
Scale from 1:10 to 1:3000, logarithmic.
Client protection
- Local entity onboards youRegulated in UAE via ADGM (FSRA) and DIFC (DFSA); robo-advisor + self-directed brokerage
- Regulator warning on filenone found
— means the broker does not state it in any source we captured. It is not read as “no protection” and it is not scored.
Accounts
Account types the broker names for this country: Sarwa Invest (robo-managed ETF portfolios), Sarwa Trade (self-directed US stocks/ETFs/options), Sarwa Crypto, Sarwa Save (USD cash), conventional, socially responsible, crypto, halal plans. The figures below are the broker's own and do not differ by account in any source we captured.
Swap-free account terms
Terms read from the account page on 01.10.2026. The cap on open positions is not published.
Where Sarwa sits in the UAE base(75 brokers)
Round-turn cost, USD (60 of 75 priced)
Median 7 USD · range 2-35 · 15 of 75 brokers do not publish it
Minimum deposit, USD (33 of 75 priced)
Median 50 USD · range 0-10000 · this broker 500 USD · 42 of 75 brokers do not publish it
Retail leverage (53 of 75 with a UAE figure)
Median 1:500 · range 1-5000 · 22 of 75 brokers do not publish it
Withdrawal time published (75 brokers)
Payouts(2 methods)
| Method | Deposit, h | Fee, USD | Min, USD |
|---|---|---|---|
| UAE bank transfer | 24 | 0 | 50 |
| Credit cards | 24 | 0 | 50 |
Deposit and withdrawal methods (2 methods · 1 local)
UAE bank transfer (AED), UAE debit/credit cards
- UAE bank transferlocal
- Credit cards
- Account currency
- AED
- Fee declared
- 2 of 2 methods
- Withdrawal back to
- the funding method
Where it does not serve(1 countries)
From the client agreement, clause 2.3. A country missing from a translated page is not read as “served”.
Platforms and markets(2 platforms)
- Sarwa web platform
- mobile app (iOS/Android)
| Class | Leverage |
|---|---|
| Sarwa web platform | —UAE |
| mobile app (iOS/Android) | —UAE |
Reviews(1 platform · 25% of the score)
| Snapshot | Rating | Reviews |
|---|---|---|
| 02.10.2026 | 3.9 | 55 |
Share of reviewers in the UAE: — The platform does not publish it.
Pros and cons(3 for and 5 against, each tied to a figure on this page)
- Authorised by the United Arab Emirates regulator in its own register
- Swap-free account available
- Safety 90 of 100, its strongest of 5 scored axes
- Round-turn cost not priced: the pair of spread and commission is not published
- Min deposit 500 USD, over the United Arab Emirates median 50
- Withdrawal in 48 h, over the United Arab Emirates median 24
- Platforms 0 of 100, its weakest of 5 scored axes
- Not scored on round-turn cost: the broker publishes no figure we could read
Alternatives in the UAE(6 of 75 scored in United Arab Emirates)
- Round turn, USD
- 7UAE
- Min deposit, USD
- 500 groupUAE
- Leverage
- 30UAE
- Rank in this country
- #30
- Round turn, USD
- 6UAE
- Min deposit, USD
- 50UAE
- Leverage
- 1000 group
- Rank in this country
- #16
- Round turn, USD
- 6UAE
- Min deposit, USD
- 200UAE
- Leverage
- 50UAE
- Rank in this country
- #1
- Round turn, USD
- 7UAE
- Min deposit, USD
- 10 groupUAE
- Leverage
- 200UAE
- Rank in this country
- #2
- Round turn, USD
- 5UAE
- Min deposit, USD
- 100 groupUAE
- Leverage
- 50UAE
- Rank in this country
- #3
- Round turn, USD
- 6UAE
- Min deposit, USD
- 0UAE
- Leverage
- 500UAE
- Rank in this country
- #11
"group" marks a figure the broker publishes for the group rather than for this country. It is shown because the broker states it, and it is not ranked, averaged or used to sort.
Methodology(6 axes · formula v1.0)
Score = 2 + 3 × weighted mean of six axes scored 0–100. Range 2.0–5.0. An axis without data drops out and the remaining weights are renormalised; it is never scored zero or estimated. Group-wide figures never enter a UAE score. Full methodology
| Axis | Weight | What is measured | Sarwa |
|---|---|---|---|
| Reviews | 25% | Rating, volume and recency on one public review platform | 45 |
| Round-turn cost | 20% | Round turn on 1 lot EURUSD: spread plus commission, against the country median | — |
| Safety | 20% | Local authorisation, the entity that onboards you, any regulator warning | 90 |
| Payouts | 15% | Published withdrawal time, fees and the methods available in the country | 60 |
| Track record | 10% | Years since the firm was founded, from its own filings | 45 |
| Platforms | 10% | Which trading platforms the broker confirms for this country | 0 |
FAQ
- Does Sarwa accept residents of United Arab Emirates?
- Yes. Regulated in UAE via ADGM (FSRA) and DIFC (DFSA); robo-advisor + self-directed brokerage Onboarding entity: Sarwa Digital Wealth (Capital) Limited
- Is Sarwa licensed to serve clients in United Arab Emirates?
- ADGM FSRA authorized (Sarwa Digital Wealth (Capital) Ltd); also regulated in DIFC by DFSA. Not an SCA/DFM/ADX member broker Checked on 11.07.2026.
- Which trading platforms does Sarwa support?
- Sarwa web platform, mobile app (iOS/Android). Instruments: US-listed stocks, ETFs, options, and major cryptocurrencies; diversified ETF model portfolios
- How can I withdraw money from Sarwa in United Arab Emirates?
- UAE bank transfer (AED), UAE debit/credit cards
- What account types does Sarwa offer?
- Sarwa Invest (robo-managed ETF portfolios), Sarwa Trade (self-directed US stocks/ETFs/options), Sarwa Crypto, Sarwa Save (USD cash); conventional, socially responsible, crypto and halal plans; min investment ~US$500
- Does Sarwa offer a swap-free (Islamic) account?
- Yes. Sarwa offers a swap-free (Islamic) account to United Arab Emirates residents.
Taxes for a UAE resident(1 rule)
- 0% personal income tax and 0% capital gains tax on individual trading profits (forex, stocks, crypto, derivatives) - as of the review (2026);https://www.sarwa.co/en
Not tax advice. Check with the Federal Tax Authority.