
Wio Invest in United Arab Emirates — review, licence and costs
Score (3 of 6 axes scored)
shown, not ranked: no cost
- Reviews25%65
- Safety20%100
- Platforms10%15
Numbered by weight: axis 1 counts for most.
Who actually onboards you
- Entity that onboards United Arab Emirates residents
- Wio Securities LLC (investing arm of Wio Bank PJSC), delivered inside the Wio Personal app
- Local standing
- UAE-regulated by the Securities & Commodities Authority (SCA)
- Licence as the register states it
- Wio Securities LLC licensed by the UAE Securities & Commodities Authority (SCA) — trading-broker licence 20200000072 and portfolio-management licence 20200000165; parent Wio Bank regulated by the Central Bank of the UAE. Offers local UAE (DFM/ADX) equities alongside US stocks.
- Leverage for this entity
- no retail forex; unleveraged equities/ETFs (spot crypto also offered)
- The firm behind it
- Investing arm of Wio Bank PJSC, a UAE digital bank (backed by ADQ, Alpha Dhabi, e& and First Abu Dhabi Bank); over USD 1 billion invested through Wio Invest with USD 4 billion+ in buy/sell orders
- What we hold against it
- Mixed Trustpilot reviews — user complaints about delayed/missing wire transfers, account freezes (15+ days), script-driven support and rejected inbound transfers; no formal regulator enforcement action found. Complaints from customer reviews only; not verified at review
Leverage by entity
The licence belongs to the firm; a leverage figure belongs to one entity. Only the entity that onboards UAE residents enters the score.
no retail forex; unleveraged equities/ETFs (spot crypto also offered)
Scale from 1:10 to 1:3000, logarithmic.
Client protection
- Local entity onboards youUAE-regulated by the Securities & Commodities Authority (SCA)
- Regulator warning on filenone found
— means the broker does not state it in any source we captured. It is not read as “no protection” and it is not scored.
Accounts
Account types the broker names for this country: Self-directed investment/brokerage account within Wio Personal app, AED account plus USD account for US trading, managed (smart) portfolios also available. The figures below are the broker's own and do not differ by account in any source we captured.
Swap-free account terms
Terms read from the account page on 01.10.2026. The cap on open positions is not published.
Where Wio Invest sits in the UAE base(75 brokers)
Round-turn cost, USD (60 of 75 priced)
Median 7 USD · range 2-35 · 15 of 75 brokers do not publish it
Minimum deposit, USD (33 of 75 priced)
Median 50 USD · range 0-10000 · this broker 1 USD · 42 of 75 brokers do not publish it
Retail leverage (53 of 75 with a UAE figure)
Median 1:500 · range 1-5000 · 22 of 75 brokers do not publish it
Withdrawal time published (75 brokers)
Deposit and withdrawal methods (1 methods · 0 local rails)
UAE bank transfer within the Wio Personal banking app;
- Account currency
- AED
- Fee declared
- 0 of 0 methods
- Withdrawal back to
- the funding method
Where it does not serve(1 countries)
From the client agreement, clause 2.3. A country missing from a translated page is not read as “served”.
Platforms and markets(1 platform)
- Wio Personal mobile app (iOS/Android)
| Class | Count | Min spread | Leverage |
|---|---|---|---|
| Wio Personal mobile app (iOS/Android) | — | — | —UAE |
98 further account types are named by their brokers but publish none of these figures, so they are not in the comparison: Eightcap Standard, Eightcap Raw, Fusion Markets Classic account, Pepperstone Standard, Pepperstone no minimum deposit, Trade Nation Two live tiers - lower-leverage and 92 more.
Reviews(1 platform · 25% of the score)
| Snapshot | Rating | Reviews |
|---|---|---|
| 02.10.2026 | 4.3 | 5, 44 |
Share of reviewers in the UAE: — The platform does not publish it.
Pros and cons(3 for and 4 against, each tied to a figure on this page)
- Locally authorised, licence 20200000072, read on 11.07.2026
- Min deposit 1 USD, under the United Arab Emirates median 50
- Safety 100 of 100, its strongest of 3 scored axes
- Round-turn cost not priced: the pair of spread and commission is not published
- Withdrawal time not published
- Platforms 15 of 100, its weakest of 3 scored axes
- Not scored on round-turn cost, payouts, track record: the broker publishes no figure we could read
Alternatives in the UAE(6 of 75 scored in United Arab Emirates)
- Round turn, USD
- 6UAE
- Min deposit, USD
- 10UAE
- Leverage
- 300UAE
- Rank in this country
- #17
- Round turn, USD
- 13.6UAE
- Min deposit, USD
- 0UAE
- Leverage
- 30UAE
- Rank in this country
- #42
- Round turn, USD
- 7UAE
- Min deposit, USD
- 10 groupUAE
- Leverage
- 200UAE
- Rank in this country
- #2
- Round turn, USD
- 7UAE
- Min deposit, USD
- 5 groupUAE
- Leverage
- 30UAE
- Rank in this country
- #5
- Round turn, USD
- 7UAE
- Min deposit, USD
- 5UAE
- Leverage
- 30UAE
- Rank in this country
- #8
- Round turn, USD
- 6UAE
- Min deposit, USD
- 0UAE
- Leverage
- 500UAE
- Rank in this country
- #11
"group" marks a figure the broker publishes for the group rather than for this country. It is shown because the broker states it, and it is not ranked, averaged or used to sort.
Methodology(6 axes · formula v1.0)
Score = 2 + 3 × weighted mean of six axes scored 0–100. Range 2.0–5.0. An axis without data drops out and the remaining weights are renormalised; it is never scored zero or estimated. Group-wide figures never enter a UAE score. Full methodology
| Axis | Weight | What is measured | Wio Invest |
|---|---|---|---|
| Reviews | 25% | Rating, volume and recency on one public review platform | 65 |
| Round-turn cost | 20% | Round turn on 1 lot EURUSD: spread plus commission, against the country median | — |
| Safety | 20% | Local authorisation, the entity that onboards you, any regulator warning | 100 |
| Payouts | 15% | Published withdrawal time, fees and the methods available in the country | — |
| Track record | 10% | Years since the firm was founded, from its own filings | — |
| Platforms | 10% | Which trading platforms the broker confirms for this country | 15 |
FAQ
- Does Wio Invest accept residents of United Arab Emirates?
- Yes. UAE-regulated by the Securities & Commodities Authority (SCA) Onboarding entity: Wio Securities LLC (investing arm of Wio Bank PJSC), delivered inside the Wio Personal app
- Is Wio Invest licensed to serve clients in United Arab Emirates?
- Wio Securities LLC licensed by the UAE Securities & Commodities Authority (SCA) — trading-broker licence 20200000072 and portfolio-management licence 20200000165; parent Wio Bank regulated by the Central Bank of the UAE. Offers local UAE (DFM/ADX) equities alongside US stocks. Checked on 11.07.2026.
- Which trading platforms does Wio Invest support?
- Wio Personal mobile app (iOS/Android). Instruments: US and UAE (DFM/ADX) stocks, ETFs, UCITS funds, crypto, commodities, fractional bonds and managed portfolios; fractional shares from $1
- How can I withdraw money from Wio Invest in United Arab Emirates?
- UAE bank transfer within the Wio Personal banking app; AED account funding
- What account types does Wio Invest offer?
- Self-directed investment/brokerage account within Wio Personal app; AED account plus USD account for US trading; managed (smart) portfolios also available
Taxes for a UAE resident(1 rule)
- 0% personal income tax and 0% capital gains tax on individual trading profits (forex, stocks, crypto, derivatives) - as of the review (2026);https://wioinvest.io/
Not tax advice. Check with the Federal Tax Authority.