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72 brokers measured in United Arab Emiratesbroker data checked 27.08.2026
Wio Invest logoWio InvestWio Securities LLC (investing arm of Wio Bank PJSC), delivered inside the Wio Personal app

Wio Invest in United Arab Emirates — review, licence and costs

Written and checked by the Ghaf Review editorial team · how we score ·  score recalculated 01.10.2026
yesAccepts residents of the United Arab EmiratesOpened by Wio Invest (UAE) LLC, SCA licence 20200000072, register checked 11.07.2026

Score (3 of 6 axes scored)

4.062.0–5.0

shown, not ranked: no cost

  • Reviews25%65
  • Safety20%100
  • Platforms10%15

Numbered by weight: axis 1 counts for most.

2 + 3 × 0.687 = 4.06 · axes on 0–100, total on 2.0–5.0

Who actually onboards you

Entity that onboards United Arab Emirates residents
Wio Securities LLC (investing arm of Wio Bank PJSC), delivered inside the Wio Personal app
Local standing
UAE-regulated by the Securities & Commodities Authority (SCA)
Licence as the register states it
Wio Securities LLC licensed by the UAE Securities & Commodities Authority (SCA) — trading-broker licence 20200000072 and portfolio-management licence 20200000165; parent Wio Bank regulated by the Central Bank of the UAE. Offers local UAE (DFM/ADX) equities alongside US stocks.
Leverage for this entity
no retail forex; unleveraged equities/ETFs (spot crypto also offered)
The firm behind it
Investing arm of Wio Bank PJSC, a UAE digital bank (backed by ADQ, Alpha Dhabi, e& and First Abu Dhabi Bank); over USD 1 billion invested through Wio Invest with USD 4 billion+ in buy/sell orders
What we hold against it
Mixed Trustpilot reviews — user complaints about delayed/missing wire transfers, account freezes (15+ days), script-driven support and rejected inbound transfers; no formal regulator enforcement action found. Complaints from customer reviews only; not verified at review

Leverage by entity

The licence belongs to the firm; a leverage figure belongs to one entity. Only the entity that onboards UAE residents enters the score.

The entity that onboards youWio Securities LLC (investing arm of Wio Bank PJSC), delivered inside the Wio Personal appLocal or offshore not stated in the source · SCA licence

no retail forex; unleveraged equities/ETFs (spot crypto also offered)

—UAE
UAE median, local entities: 1:50 · 18 of 20 stated

Scale from 1:10 to 1:3000, logarithmic.

Client protection

  • Local entity onboards youUAE-regulated by the Securities & Commodities Authority (SCA)
  • Regulator warning on filenone found

— means the broker does not state it in any source we captured. It is not read as “no protection” and it is not scored.

Accounts

Account types the broker names for this country: Self-directed investment/brokerage account within Wio Personal app, AED account plus USD account for US trading, managed (smart) portfolios also available. The figures below are the broker's own and do not differ by account in any source we captured.

Swap-free account terms

Terms read from the account page on 01.10.2026. The cap on open positions is not published.

Where Wio Invest sits in the UAE base(75 brokers)

Round-turn cost, USD (60 of 75 priced)

7<5
4210
515
520
025
030
1>30

Median 7 USD · range 2-35 · 15 of 75 brokers do not publish it

Minimum deposit, USD (33 of 75 priced)

31<2k
14k
06k
08k
1>8k

Median 50 USD · range 0-10000 · this broker 1 USD · 42 of 75 brokers do not publish it

Retail leverage (53 of 75 with a UAE figure)

41<1k
82k
23k
14k
1>4k

Median 1:500 · range 1-5000 · 22 of 75 brokers do not publish it

Withdrawal time published (75 brokers)

6of 72
Published, hours6not published38Wio Invest is one of the 6

Deposit and withdrawal methods (1 methods · 0 local rails)

UAE bank transfer within the Wio Personal banking app;

    Account currency
    AED
    Fee declared
    0 of 0 methods
    Withdrawal back to
    the funding method

    Where it does not serve(1 countries)

    —

    From the client agreement, clause 2.3. A country missing from a translated page is not read as “served”.

    Platforms and markets(1 platform)

    • Wio Personal mobile app (iOS/Android)
    ClassCountMin spreadLeverage
    Wio Personal mobile app (iOS/Android)———UAE

    98 further account types are named by their brokers but publish none of these figures, so they are not in the comparison: Eightcap Standard, Eightcap Raw, Fusion Markets Classic account, Pepperstone Standard, Pepperstone no minimum deposit, Trade Nation Two live tiers - lower-leverage and 92 more.

    Reviews(1 platform · 25% of the score)

    4.3/ 5
    Trustpilot rating
    5, 44
    reviews
    02.10.2026
    snapshot, 2026
    SnapshotRatingReviews
    02.10.20264.35, 44

    Share of reviewers in the UAE: — The platform does not publish it.

    Pros and cons(3 for and 4 against, each tied to a figure on this page)

    For
    • Locally authorised, licence 20200000072, read on 11.07.2026
    • Min deposit 1 USD, under the United Arab Emirates median 50
    • Safety 100 of 100, its strongest of 3 scored axes
    Against
    • Round-turn cost not priced: the pair of spread and commission is not published
    • Withdrawal time not published
    • Platforms 15 of 100, its weakest of 3 scored axes
    • Not scored on round-turn cost, payouts, track record: the broker publishes no figure we could read

    Alternatives in the UAE(6 of 75 scored in United Arab Emirates)

    4.01
    Plus500
    Locally licensed
    Round turn, USD
    6UAE
    Min deposit, USD
    10UAE
    Leverage
    300UAE
    Rank in this country
    #17
    3.61
    IG Markets
    Locally licensed
    Round turn, USD
    13.6UAE
    Min deposit, USD
    0UAE
    Leverage
    30UAE
    Rank in this country
    #42
    4.38
    Pepperstone
    Locally licensed
    Round turn, USD
    7UAE
    Min deposit, USD
    10 groupUAE
    Leverage
    200UAE
    Rank in this country
    #2
    4.31
    Axi
    Locally licensed
    Round turn, USD
    7UAE
    Min deposit, USD
    5 groupUAE
    Leverage
    30UAE
    Rank in this country
    #5
    4.21
    XM
    Locally licensed
    Round turn, USD
    7UAE
    Min deposit, USD
    5UAE
    Leverage
    30UAE
    Rank in this country
    #8
    4.1
    BlackBull Markets
    Licensed elsewhere
    Round turn, USD
    6UAE
    Min deposit, USD
    0UAE
    Leverage
    500UAE
    Rank in this country
    #11

    "group" marks a figure the broker publishes for the group rather than for this country. It is shown because the broker states it, and it is not ranked, averaged or used to sort.

    Methodology(6 axes · formula v1.0)

    Score = 2 + 3 × weighted mean of six axes scored 0–100. Range 2.0–5.0. An axis without data drops out and the remaining weights are renormalised; it is never scored zero or estimated. Group-wide figures never enter a UAE score. Full methodology

    AxisWeightWhat is measuredWio Invest
    Reviews25%Rating, volume and recency on one public review platform65
    Round-turn cost20%Round turn on 1 lot EURUSD: spread plus commission, against the country median—
    Safety20%Local authorisation, the entity that onboards you, any regulator warning100
    Payouts15%Published withdrawal time, fees and the methods available in the country—
    Track record10%Years since the firm was founded, from its own filings—
    Platforms10%Which trading platforms the broker confirms for this country15

    FAQ

    Does Wio Invest accept residents of United Arab Emirates?
    Yes. UAE-regulated by the Securities & Commodities Authority (SCA) Onboarding entity: Wio Securities LLC (investing arm of Wio Bank PJSC), delivered inside the Wio Personal app
    Is Wio Invest licensed to serve clients in United Arab Emirates?
    Wio Securities LLC licensed by the UAE Securities & Commodities Authority (SCA) — trading-broker licence 20200000072 and portfolio-management licence 20200000165; parent Wio Bank regulated by the Central Bank of the UAE. Offers local UAE (DFM/ADX) equities alongside US stocks. Checked on 11.07.2026.
    Which trading platforms does Wio Invest support?
    Wio Personal mobile app (iOS/Android). Instruments: US and UAE (DFM/ADX) stocks, ETFs, UCITS funds, crypto, commodities, fractional bonds and managed portfolios; fractional shares from $1
    How can I withdraw money from Wio Invest in United Arab Emirates?
    UAE bank transfer within the Wio Personal banking app; AED account funding
    What account types does Wio Invest offer?
    Self-directed investment/brokerage account within Wio Personal app; AED account plus USD account for US trading; managed (smart) portfolios also available

    Taxes for a UAE resident(1 rule)

    • 0% personal income tax and 0% capital gains tax on individual trading profits (forex, stocks, crypto, derivatives) - as of the review (2026);https://wioinvest.io/

    Not tax advice. Check with the Federal Tax Authority.

    Verified · Sources