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XTB in United Arab Emirates — review, licence and costs
Score (6 of 6 axes scored)
ranked against full-basis brokers
- Reviews25%30
- Round-turn cost20%80
- Safety20%90
- Payouts15%40
- Track record10%100
- Platforms10%25
Numbered by weight: axis 1 counts for most.
Who actually onboards you
- Entity that onboards United Arab Emirates residents
- XTB MENA Limited
- Local standing
- Locally regulated by the DFSA within the DIFC; onshore, top-tier oversight (no offshore entity used for UAE).
- Licence as the register states it
- XTB MENA Limited is authorised by the Dubai Financial Services Authority (DFSA), reference F006316, Category 3A (licensed 12 Jul 2021).
- Leverage for this entity
- Capped at 1:30 on major forex for retail clients under DFSA rules.
- The firm behind it
- Founded 2002 (Warsaw), HQ Poland; listed on Warsaw Stock Exchange (XTB) since 2016; ~1M+ clients, one of Europe's largest retail brokers.
- What we hold against it
- Publicly listed and DFSA-regulated locally (strong); historic 2018 KNF fine for asymmetric execution is a legacy caveat.
Leverage by entity
The licence belongs to the firm; a leverage figure belongs to one entity. Only the entity that onboards UAE residents enters the score.
Scale from 1:10 to 1:3000, logarithmic.
Client protection
- Local entity onboards youLocally regulated by the DFSA within the DIFC; onshore, top-tier oversight (no offshore entity used for UAE).
- Regulator warning on filenone found
— means the broker does not state it in any source we captured. It is not read as “no protection” and it is not scored.
Price against the UAE market median(priced from 60 of 75)
Medians run over the 60 of 75 brokers that publish a price for United Arab Emirates, never over the whole base. A spread without its commission is not a price and is not counted.
Accounts
Account types the broker names for this country: Standard (commission-free, spread-only), Pro (tighter spreads + commission), Islamic swap-free available, no set minimum deposit. The figures below are the broker's own and do not differ by account in any source we captured.
Swap-free account terms
Terms read from the account page on 01.10.2026. The cap on open positions is not published.
Where XTB sits in the UAE base(75 brokers)
Round-turn cost, USD (60 of 75 priced)
Median 7 USD · range 2-35 · this broker 9 USD · 15 of 75 brokers do not publish it
Minimum deposit, USD (33 of 75 priced)
Median 50 USD · range 0-10000 · this broker 0 USD · 42 of 75 brokers do not publish it
Retail leverage (53 of 75 with a UAE figure)
Median 1:500 · range 1-5000 · this broker 1:30 · 22 of 75 brokers do not publish it
Withdrawal time published (75 brokers)
Payouts
Identical for every row: Deposit, h 24 · Fee, USD 0 · Min, USD 50.
Deposit and withdrawal methods (4 methods · 0 local rails)
Bank wire and Visa/Mastercard cards;
- Bank wire
- Visa
- Mastercard cards
- E-wallets vary
- Account currency
- Mainly USD, EUR, GBP; AED-denominated account not verified at review.
- Fee declared
- 4 of 4 methods
- Withdrawal back to
- the funding method
Where it does not serve(6 countries)
From the client agreement, clause 2.3. A country missing from a translated page is not read as “served”.
Platforms and markets(2 platforms)
- xStation 5
- MT4
| Class | Min spread | Leverage |
|---|---|---|
| xStation 5 | 0.5 | 30UAE |
| MT4 | 0.5 | 30UAE |
98 further account types are named by their brokers but publish none of these figures, so they are not in the comparison: Eightcap Standard, Eightcap Raw, Fusion Markets Classic account, Pepperstone Standard, Pepperstone no minimum deposit, Trade Nation Two live tiers - lower-leverage and 92 more.
Reviews(1 platform · 25% of the score)
| Snapshot | Rating | Reviews |
|---|---|---|
| 02.10.2026 | 3.6 | 2,883 |
Share of reviewers in the UAE: — The platform does not publish it.
Pros and cons(4 for and 4 against, each tied to a figure on this page)
- Locally authorised, licence F006316, read on 09.07.2026
- Min deposit 0 USD, under the United Arab Emirates median 50
- Swap-free account available
- Track record 100 of 100, its strongest of 6 scored axes
- Round turn 9 USD on the raw + commission basis, over the United Arab Emirates median 7
- A regulator warning is on file against this broker
- Withdrawal in 72 h, over the United Arab Emirates median 24
- Platforms 25 of 100, its weakest of 6 scored axes
Alternatives in the UAE(6 of 75 scored in United Arab Emirates)
- Round turn, USD
- 7UAE
- Min deposit, USD
- 5 groupUAE
- Leverage
- 30UAE
- Rank in this country
- #5
- Round turn, USD
- 7UAE
- Min deposit, USD
- 10 groupUAE
- Leverage
- 200UAE
- Rank in this country
- #2
- Round turn, USD
- 7UAE
- Min deposit, USD
- 5UAE
- Leverage
- 30UAE
- Rank in this country
- #8
- Round turn, USD
- 7UAE
- Min deposit, USD
- 0 groupUAE
- Leverage
- 500 group
- Rank in this country
- #21
- Round turn, USD
- 9UAE
- Min deposit, USD
- 100 groupUAE
- Leverage
- 400 group
- Rank in this country
- #4
- Round turn, USD
- 6UAE
- Min deposit, USD
- 0UAE
- Leverage
- 500UAE
- Rank in this country
- #11
"group" marks a figure the broker publishes for the group rather than for this country. It is shown because the broker states it, and it is not ranked, averaged or used to sort.
Methodology(6 axes · formula v1.0)
Score = 2 + 3 × weighted mean of six axes scored 0–100. Range 2.0–5.0. An axis without data drops out and the remaining weights are renormalised; it is never scored zero or estimated. Group-wide figures never enter a UAE score. Full methodology
| Axis | Weight | What is measured | XTB |
|---|---|---|---|
| Reviews | 25% | Rating, volume and recency on one public review platform | 30 |
| Round-turn cost | 20% | Round turn on 1 lot EURUSD: spread plus commission, against the country median | 80 |
| Safety | 20% | Local authorisation, the entity that onboards you, any regulator warning | 90 |
| Payouts | 15% | Published withdrawal time, fees and the methods available in the country | 40 |
| Track record | 10% | Years since the firm was founded, from its own filings | 100 |
| Platforms | 10% | Which trading platforms the broker confirms for this country | 25 |
FAQ
- Does XTB accept residents of United Arab Emirates?
- Yes. Locally regulated by the DFSA within the DIFC; onshore, top-tier oversight (no offshore entity used for UAE). Onboarding entity: XTB MENA Limited
- Is XTB licensed to serve clients in United Arab Emirates?
- XTB MENA Limited is authorised by the Dubai Financial Services Authority (DFSA), reference F006316, Category 3A (licensed 12 Jul 2021). Checked on 09.07.2026.
- How much does one round turn cost at XTB?
- About 9.0 USD per standard lot on EUR/USD. The median across brokers measured for United Arab Emirates is 7.0 USD.
- What leverage does XTB offer to retail clients in United Arab Emirates?
- Up to 1:30. Capped at 1:30 on major forex for retail clients under DFSA rules.
- Which trading platforms does XTB support?
- xStation 5, MT4. Instruments: 1,900+ instruments: forex, indices, commodities, stock and ETF CFDs, crypto CFDs; no real (unleveraged) shares for this region.
- How can I withdraw money from XTB in United Arab Emirates?
- Bank wire and Visa/Mastercard cards; local AED bank transfer typically supported; e-wallets vary, not fully verified at review.
- What account types does XTB offer?
- Standard (commission-free, spread-only) and Pro (tighter spreads + commission); Islamic swap-free available; no set minimum deposit.
- Does XTB offer a swap-free (Islamic) account?
- Yes. XTB offers a swap-free (Islamic) account to United Arab Emirates residents.
Taxes for a UAE resident(1 rule)
- 0% personal income tax and 0% capital gains tax on individual trading profits (forex, stocks, crypto, derivatives) - as of the review (2026);https://dfsa.ae/public-register/firms/xtb-mena-limited
Not tax advice. Check with the Federal Tax Authority.